Don’t Stick With a Bad Loan
Have a car payment you don’t love? Get a better rate, better service, and a cash back bonus when you refinance with us. You’ll get the same options of terms and great service that new loans receive.
- Up to 100% of your loan from a different institution
- Better rates
- Better service
- A variety of terms that fit your budget
Estimate how low your payment could be
Calculations do not guarantee credit approval.
Test Drive Your PaymentEstimate Your Monthly PaymentHow much is the vehicle you want?$How's your credit?How many months do you want the loan for?
Getting pre-approved for a loan saves time and energy so you’ll know exactly how much you’re able to spend.
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Let's get a better loan
Apply online using our fast and easy online Application.Pre-Approve Online
Rates Effective as of: 09-28-2023
New Vehicle Loan Rates (Current Model Year & Newer)
Term APR Up to 36 Months As Low As 5.99% 37-48 Months As Low As 6.24% 49-60 Months As Low As 6.49% 61-72 Months As Low As 6.99% 73-84 Months As Low As 7.49% 85-96 Months As Low As 7.74%
Up to 120% financing available up to 72 months term. 100% financing on extended terms based on collateral and additional requirements.
APR = Annual Percentage Rate. To apply, view our loans page.
Refinance Your Vehicle With Centricity
"Our Lending Team has many years of experience. We are here as financial experts to assist our members in their financial journey. It can be your first car or your next truck, we are here for you as life happens."
- Nate - Assistant VP of Lending