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Refinance Your Vehicle With Centricity

"Our Lending Team has many years of experience. We are here as financial experts to assist our members in their financial journey. It can be your first car or your next truck, we are here for you as life happens."
- Nate - Assistant VP of Lending

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Don’t Stick With a Bad Loan

Have a car payment you don’t love? Get a better rate, better service, and a cash back bonus when you refinance with us. You’ll get the same options of terms and great service that new loans receive.

Up to 100% of your loan from a different institution

Better rates

Better service

A variety of terms that fit your budget

Estimate how low your payment could be

Calculations do not guarantee credit approval.

Monthly Payment

Refinance Loan Amount

Rate

Term Months

Get pre-approved

Getting pre-approved for a loan saves time and energy so you’ll know exactly how much you’re able to spend.

Apply Online

Apply right now from your computer. It takes 5 minutes.

Start application

Apply by Calling

Apply over the phone with a friendly member specialist.

Call us

Apply in Person

Apply from a cozy lobby at any of our branches.

Come see us

Let's get a better loan

Apply online using our fast and easy online Application.

Pre-Approve Online

Rates

New Vehicle Loan Rates (Current Model Year & Newer)

Rates effective as of: May 16, 2025

Rates based on final LTV (Loan-to-Value) of 75%. The rate will increase for loans with higher LTVs.

Up to 120% financing available up to 72 months term. 100% financing on extended terms based on collateral and additional requirements.

APR = Annual Percentage Rate. To apply, view our loans page.

Refinance Your Vehicle With Centricity

Don’t Stick With a Bad Loan

Up to 100% of your loan from a different institution

Better rates

Better service

A variety of terms that fit your budget

Estimate how low your payment could be

Get pre-approved

Apply Online

Apply by Calling

Apply in Person

Let's get a better loan

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