Rates Effective as of: 05-16-2022
New and Used Vehicle Loan Rates
Term APR Up to 36 Months As Low As 2.74% 37-60 Months As Low As 3.24% 61-72 Months As Low As 3.74% 73-84 Months As Low As 4.24% 85-96 Months As Low As 4.74%
Up to 120% financing available up to 72 months term. 100% financing on extended terms based on collateral and additional requirements. 72 month financing at 3.99% A.P.R equals $15.64 per $1000.00 financed.
Examples: New & Used Vehicles
APR = Annual Percentage Rate. To apply, view our loans page.Rates Effective as of: 05-16-2022
Recreational Vehicle Loan Rates
Term APR Up to 36 Months As Low As 3.24% 37-72 Months As Low As 3.99% 73-96 Months As Low As 5.24% 97-120 Months (Minimum $25k) As Low As 5.74% 121-180 Months (Minimum $30k) As Low As 7.24%
Up to 120% financing available up to 72 months term. 100% financing on extended terms.72 month financing at 4.99% A.P.R equals $16.10 per $1000.00 financed. 2008 and Newer Loan to Value based on NADA Retail.
Examples: Travel Trailers, Boats, Motor Homes, Recreational Vehicles (including ATV's, Snowmobiles, Motorcycles, Jet Skis)
APR = Annual Percentage Rate. Rates effective as on September 26, 2018. To apply, view our loans page.Rates Effective as of: 05-16-2022
Home Equity Rates
Loan Type APR Home Equity Line of Credit As Low As 3.64% Fixed Home Equity As Low As 3.99%
APR = Annual Percentage Rate. To apply, view our loans page.
Rates Effective as of: 05-16-2022
Share Savings Rates
Interest Rate APY Term 0.05% 0.05% N/ARates Effective as of: 05-16-2022
Money Market Account Rates
Minimum Balance Interest Rate APY Term $2,500 0.10% 0.10% N/A $10,000 0.10% 0.10% N/A $25,000 0.20% 0.20% N/A $50,000 0.35% 0.35% N/A
TRANSACTION LIMITATIONS - during any statement period, you may not make more than six withdrawals or transfers to another credit union account of yours or to a third party by means of a preauthorized or automatic transfer or telephonic order or instruction. If you exceed the transfer limitations set forth above in any statement period, your account will be subject to a fee or may be closed.Rates Effective as of: 05-16-2022
Term Share Certificates (CDs) Rates
Term Interest Rate APY Minimum Balance Interest Credited 6 Month 0.20% 0.20% $1,000 Quarterly 1 Year 0.25% 0.25% $1,000 Quarterly 2 Year 0.40% 0.40% $1,000 Semi-Annually 3 Year 0.65% 0.65% $1,000 Semi-Annually 4 Year 0.75% 0.75% $1,000 Semi-Annually 5 Year 0.80% 0.80% $1,000 Semi-Annually
Three (3) missed auto transfers will result in the Certificate being transferred to the regular Certificate type of matching term and a lower rate will apply.
RENEWAL POLICY. Unless you otherwise instruct us, your term share account will automatically renew at maturity. You will have a grace period as indicated above after the maturity date to withdraw the funds in the account without being charged an early withdrawal penalty.
EARLY WITHDRAWAL; PENALTIES. We will impose a penalty if you withdraw any of the funds in your account before the maturity date. The penalty is calculated as a forfeiture of part of the interest that has been or would have been earned on the account and applies whether or not the interest has been earned. The penalty may be deducted from the principal amount of the deposit. The Annual Percentage Yield disclosed for your account is based on an assumption that interest will remain in the account until maturity; a withdrawal will reduce earnings. Exceptions to Early Withdrawal Penalties: We may, at our option, pay the account before maturity without imposing an early withdrawal penalty under the following circumstances: (1) If an account owner dies or is determined to be legally incompetent by a court or other body of competent jurisdiction; (2) If the account is an IRA Account and any portion is paid within seven days after the establishment of the account; (3) If the account is a Keogh Plan, provided that the depositor forfeits an amount at least equal to the simple interest earned on the amount withdrawn; or (4) if the account is an IRA or Keogh Account and the owner attains the age of 59 1/2 or becomes disabled.
MATURITY. Your account will mature as indicated on your account summary or statement.Rates Effective as of: 05-16-2022
IRA Savings Rates
Minimum Balance APY Term Traditional IRA $50 .50% N/A Roth IRA $50 .50% N/A Coverdell IRA $50 .50% N/A