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Home Equity

"We needed a new furnace after our old one barely made it through the winter. Since the summer time was coming up quick, we decided to add central air along with it. Feather found us a loan with a great rate and term that has allowed us to afford exactly what we wanted. Now we're enjoying the cool air and no longer have to worry about staying warm during the winter months!" - Dustin and Amanda

Leverage the Power of Your House

Your house is one of your biggest investments, and it can be used to secure better loans for other things in your life. Use a home equity loan for a one-time sum to cover expenses or projects of any kind. Use a home equity line of credit (HELOC) to meet ongoing expenses by applying once and withdrawing funds when you need them. Let’s figure out how to make the most of your home.


Loans to handle any kind of project or payment


Single sums for one-time payments


Lines of credit to access ongoing funds


Interest might be tax-deductible


Friendly service that understands your needs

Get pre-approved

Getting pre-approved for a loan saves time and energy so you’ll know exactly how much you’re able to spend.


Apply Online

Apply right now from your computer. It takes 5 minutes.

Apply now


Apply by Calling

Apply over the phone with a friendly member specialist.

Call us


Apply in Person

Apply from a cozy lobby at any of our branches.

Come see us

Meet our Team!

Mortgage Loan Officer

Linda Proctor

NMLS #343288

“Being a mortgage loan officer is so rewarding for me. I love helping members purchase their first home or their dream home, refinance their existing home to consolidate debt, or to lower their interest rate and get some financial relief.”

Mortgage Loan Officer

Feather Tankersley

NMLS #1016179

“I love helping our members! No matter where you are in your financial journey, contact me to talk about first-time home buying, buying a new home, building your dream home, or simply refinancing. I am here to help you however I can!”

Mortgage Loan Officer

Billye Coenen

NMLS #758779

“I do what I do because I love making people’s lives happier. Whether it’s helping them find their first home, their forever home, or making their current home more affordable to them. Life is truly a journey and it’s kinda cool to be a part of someone else’s adventure.”

Frequently Asked Questions

  • Yes! Try our online Loan Payment Center or log in to Online Banking from our website and conveniently transfer your payment from your savings or checking accounts.

  • Talk to our experienced lenders. They will help you determine which loan is best for you.

  • We have a couple of programs. The first program allows you to go up to 80% of the value of your home. The second program can be used to go 100% of the value of your home.

A better loan backed by your house

Fund your next home improvement or big payment by leveraging the power of your house. Talk to us about a one-time loan or a line of credit that makes sense for your financial situation.

You might also be interested in…

Home Improvement Loans

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Personal Loans and Lines of Credit

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Mortgage Loan

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