Skip nav to main content.

Home Equity

"We needed a new furnace after our old one barely made it through the winter. Since the summer time was coming up quick, we decided to add central air along with it. Feather found us a loan with a great rate and term that has allowed us to afford exactly what we wanted. Now we're enjoying the cool air and no longer have to worry about staying warm during the winter months!"

- Dustin and Amanda

Calculate your Payment Apply Online or Check Status
  • Overview

    Leverage the Power of Your House

    Your house is one of your biggest investments, and it can be used to secure better loans for other things in your life. Use a home equity loan for a one-time sum to cover expenses or projects of any kind. Use a home equity line of credit (HELOC) to meet ongoing expenses by applying once and withdrawing funds when you need them. Let’s figure out how to make the most of your home.

    • Loans to handle any kind of project or payment
    • Single sums for one-time payments
    • Lines of credit to access ongoing funds
    • Interest might be tax-deductible
    • Friendly service that understands your needs

    Step 1

    Estimate how low your payment could be

    Calculations do not guarantee credit approval.


    Estimate Your Monthly Payment
    How much is the home equity loan you want?
    How's your credit?
    How's your credit?
    How many years do you want the loan for?
    How many years do you want the loan for?

    Step 2

    Get pre-approved

    Getting pre-approved for a loan saves time and energy so you’ll know exactly how much you’re able to spend.

    Step 3

    You might also be interested in…

    A better loan backed by your house

    Fund your next home improvement or big payment by leveraging the power of your house. Talk to us about a one-time loan or a line of credit that makes sense for your financial situation.

    Get Started
  • Rates
    Rates Effective as of: 03-01-2024

    Home Equity Rates

    Loan Type APR
    Home Equity Line of Credit As Low As 7.25%
    5 Year Fixed Home EquityAs Low As 6.75%
    10 Year Fixed Home EquityAs Low As 7.00%
    15 Year Fixed Home EquityAs Low As 7.25%

    APR = Annual Percentage Rate. To apply, view our loans page.

  • FAQs

    Frequently Asked Questions

    Talk to our experienced lenders. They will help you determine which loan is best for you.
    We have a couple of programs. The first program allows you to go up to 80% of the value of your home. The second program can be used to go 100% of the value of your home.
    Yes! Try our online Loan Payment Center or log in to Online Banking from our website and conveniently transfer your payment from your savings or checking accounts.
  • Meet our Team!

    Linda Proctor – Mortgage Loan Officer

    NMLS #343288

    “Being a mortgage loan officer is so rewarding for me. I love helping members purchase their first home or their dream home, refinance their existing home to consolidate debt, or to lower their interest rate and get some financial relief.”



    Feather Tankersley – Mortgage Loan Officer

    NMLS #1016179

    “I love helping our members! No matter where you are in your financial journey, contact me to talk about first-time home buying, buying a new home, building your dream home, or simply refinancing. I am here to help you however I can!”

    Billye Coenen – Mortgage Loan Officer

    NMLS #758779

    “I do what I do because I love making people’s lives happier. Whether it’s helping them find their first home, their forever home, or making their current home more affordable to them. Life is truly a journey and it’s kinda cool to be a part of someone else’s adventure.”