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Start Your Summer Project Today

Flexible access to funds tailored for your needs, perfect for home improvements and more.

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Why Choose Our HELOC?

Unlock the value of your home with a flexible, low-rate line of credit built to support your financial goals.

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Flexible Borrowing

Flexible borrowing options with competitive variable rates.

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Access Your Equity

Easily tap into your home’s equity for significant purchases.

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Draw When You Need It

Borrow as needed during your 5-year draw period, then repay over time with a 15-year repayment period.

Estimate Your HELOC Payment Instantly

Fill out the fields below to see how much you can borrow and your estimated monthly payments

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This calculation represents an estimate.

Leverage Your HELOC For A Variety of Needs

Unlock the equity in your home to achieve your financial goals with flexible, low-rate financing.

Home Inspection

Home Renovations

Upgrade your living space with modern updates that increase your property value.

Closing Costs

Debt Consolidation

Simplify your monthly payments and potentially reduce your overall interest rates.

Property Appraisal

Emergency Expenses

Be prepared for the unexpected with a reliable safety net when you need it most.

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Slideshow Items

  • "I have been with this credit union for 20 years, and have had multiple loans. This particular loan was an easy in and out friendly process!"

    Michelle

  • "We needed a new furnace after our old one barely made it through the winter. Since the summer time was coming up quick, we decided to add central air along with it. Feather found us a loan with a great rate and term that has allowed us to afford exactly what we wanted. Now we're enjoying the cool air and no longer have to worry about staying warm during the winter months!"

    Dustin and Amanda

  • "I have been with this credit union for 20 years, and have had multiple loans. This particular loan was an easy in and out friendly process!"

    Member

  • "My wife & I have had 4 loans with you now, including this one. I’m very happy with everything from the process to the experience. Will share this experience with everyone. I’m very happy."

    Member

Our Expert Team is Here to Help

Mortgage Loan Officer

Lori Horton

NMLS #518789
Everyone’s home financing journey is unique. Whether someone is buying their first home or updating a place they've loved, I truly enjoy helping our members through the process. My goal is to make things as easy and smooth as possible.

Mortgage Loan Officer

Andrew Pegelow

NMLS #2855409

Mortgage Loan Officer

Tyler Gentry

NMLS #2829327

Mortgage Specialist Manager

Feather Tankersley

NMLS #1016179
I love helping our members! No matter where you are in your financial journey, contact me to talk about first-time home buying, buying a new home, building your dream home, or simply refinancing. I am here to help you however I can!

Frequently Asked Questions

  • Yes! Try our online Loan Payment Center or log in to Online Banking from our website and conveniently transfer your payment from your savings or checking accounts.

  • Talk to our experienced lenders. They will help you determine which loan is best for you.

  • We have a couple of programs. The first program allows you to go up to 80% of the value of your home. The second program can be used to go 100% of the value of your home.

  • Use the following link to check your application status online.

Take the first step towards achieving your financial goals with the equity in your home.

Fund your next home improvement or big payment by leveraging the power of your house. Talk to us about a one-time loan or a line of credit that makes sense for your financial situation.

Get Started Today

You might also be interested in…

Home Improvement Loans

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Personal Loans and Lines of Credit

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Mortgage Loan

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Rates effective as of: September 12, 2026

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