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Overview
Better Weekends
We give you the financing options to turn your hard work into better weekends. Our recreational vehicle loans help you afford every kind of vehicle: boats, motor homes, trailers, motorcycles, snowmobiles, and ATVs. Local lending and customizable terms help you get a loan that makes sense for your budget and a vehicle that makes sense for your lifestyle.
- All kinds of recreational vehicles
- Affordable financing options
- Terms that work for your budget
- Local and trusted lending source
- Refinance up to 100% of a different loan
Step 1
Estimate how low your payment could be
Calculations do not guarantee credit approval.
Test Drive Your Payment
Estimate Your Monthly PaymentHow much is the vehicle you want?$How's your credit?How many months do you want the loan for?Step 2
Get pre-approved
Getting pre-approved for a loan before looking for a vehicle saves time and energy so you’ll know exactly how much you’re able to spend.
Step 3
You might also be interested in…
Vehicles to experience the world differently
Whether its the next boat or your first motorcycle, we're ready to help you find a financing option that fits your lifestyle.
Get Pre-Approved Online -
Rates
Rates Effective as of: 05-31-2023
80th Anniversary Loan Specials
Loan Special Term APR New Auto Loan 80 Month Loan Special 80 Months As Low As 6.49% Used Auto Loan 80 Month Loan Special 80 Months As Low As 6.74% New Rec Vehicle Loan 80 Month Loan Special 80 Months As Low As 7.49% Used Rec Vehicle Loan 80 Month Loan Special 80 Months As Low As 8.49% APR = Annual Percentage Rate
Rec Vehicles > 8 years add 2.00% to rate
Autos > 8 years add 2.00% to rate
Mileage between 120,000 - 150,000 add .50% to rate
Rates Effective as of: 05-31-2023New Recreational Vehicle Loan Rates
Term APR Up to 36 Months As Low As 6.24% 37-72 Months As Low As 6.99% 73-96 Months As Low As 8.24% 97-144 Months (Minimum $20k) As Low As 8.74% 145-180 Months (Minimum $25k) As Low As 10.24% Up to 120% financing available up to 72 months term. 100% financing on extended terms. 2008 and Newer Loan to Value based on NADA Retail.
Examples: Travel Trailers, Boats, Motor Homes, Recreational Vehicles (including ATV's, Snowmobiles, Motorcycles, Jet Skis)
APR = Annual Percentage Rate. Rates effective as on September 26, 2018
Rates Effective as of: 05-31-2023Used Recreational Vehicle Loan Rates
Term APR Up to 36 Months As Low As 7.24% 37-72 Months As Low As 7.99% 73-96 Months As Low As 9.24% 97-144 Months (Minimum $20k) As Low As 9.74% 145-180 Months (Minimum $25k) As Low As 11.24% Up to 120% financing available up to 72 months term. 100% financing on extended terms. 2008 and Newer Loan to Value based on NADA Retail.
Examples: Travel Trailers, Boats, Motor Homes, Recreational Vehicles (including ATV's, Snowmobiles, Motorcycles, Jet Skis)
APR = Annual Percentage Rate.
Vehicles > 8 years add 2.00% to rate
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FAQs
Frequently Asked Questions
- Use our online Loan Payment Center
- Stop at any branch and drop off cash or check with a Member Service Representative or use the night drop box
- Mail a check to any of our 3 branches
- Set up a payment with Bill Pay through our Online Banking from your primary financial account
- Account to Account electronic transfers - If you have more than one Centricity account set up in Bill Pay, you can transfer money between them
- Set up an ACH transfer with your primary financial directly to your Centricity loan
- Set up automatic payments from your Centricity account directly to your loan
- Use Online Banking to make a payment
*If you need to make changes to your current payment method, please call our Lending Department at 218-729-7733Yes! Try our online Loan Payment Center or log in to Online Banking from our website and conveniently transfer your payment from your savings or checking accounts.
Recreational Vehicle Loans
"I recently had the pleasure of dealing with Centricity for a boat loan. I opened an application on your website, was contacted promptly and everything was executed hassle free. Dawn was a pleasure to work with, I could not have been more satisfied with the whole process."
- Anonymous Member
