We give you the financing options to turn your hard work into better weekends. Our recreational vehicle loans help you afford every kind of vehicle: boats, motor homes, trailers, motorcycles, snowmobiles, and ATVs. Local lending and customizable terms help you get a loan that makes sense for your budget and a vehicle that makes sense for your lifestyle.
- All kinds of recreational vehicles
- Affordable financing options
- Terms that work for your budget
- Local and trusted lending source
- Refinance up to 100% of a different loan
Estimate how low your payment could be
Calculations do not guarantee credit approval.
Test Drive Your PaymentEstimate Your Monthly Payment$
Getting pre-approved for a loan before looking for a vehicle saves time and energy so you’ll know exactly how much you’re able to spend.
You might also be interested in…
Vehicles to experience the world differently
Whether its the next boat or your first motorcycle, we're ready to help you find a financing option that fits your lifestyle.Pre-Approve Online
Rates Effective as of: 10-30-2020
Recreational Vehicle Loan Rates
Term APR Up to 36 Months As Low As 3.99% 37-72 Months As Low As 4.49% 73-96 Months As Low As 5.24% 97-120 Months (Minimum $25k) As Low As 5.99% 121-180 Months (Minimum $30k) As Low As 7.74%
Up to 120% financing available up to 72 months term. 100% financing on extended terms.72 month financing at 4.99% A.P.R equals $16.10 per $1000.00 financed. 2008 and Newer Loan to Value based on NADA Retail.
Examples: Travel Trailers, Boats, Motor Homes, Recreational Vehicles (including ATV's, Snowmobiles, Motorcycles, Jet Skis)
APR = Annual Percentage Rate. Rates effective as on September 26, 2018. To apply, view our loans page.Rates Effective as of: 10-30-2020
Rec Vehicle Loan Special
Up to 36 Months As low as 3.74% 37-72 Months As low as 3.74%
RATES/TERMS APPLY ONLY TO COLLATERAL 8 MODEL YEARS OLD AND NEWER. COLLATERAL OVER 8 MODEL YEARS OLD ADD 2.00% TO THE RATE, COLLATERAL OVER 10 MODEL YEARS OLD WILL BE REVIEWED FOR LTV’S & TERMS AVAILABLE.
LTV for New 110% of MSRP – LTV for Used up to 10 model years old 125% of NADA retail, over 10 model years old 100% of NADA retail.
LTV’s include Tax, Title, Warranty, Gap, and additional products sold. Additional product not to exceed 15% of loan amount.
Frequently Asked QuestionsYes! Just log in to Online Banking from our website and conveniently transfer your payment from your savings or checking accounts.
Recreational Vehicle Loans
"I recently had the pleasure of dealing with Centricity for a boat loan. I opened an application on your website, was contacted promptly and everything was executed hassle free. Dawn was a pleasure to work with, I could not have been more satisfied with the whole process."
- Anonymous Member