We give you the financing options to turn your hard work into better weekends. Our recreational vehicle loans help you afford every kind of vehicle: boats, motor homes, trailers, motorcycles, snowmobiles, and ATVs. Local lending and customizable terms help you get a loan that makes sense for your budget and a vehicle that makes sense for your lifestyle.
- All kinds of recreational vehicles
- Affordable financing options
- Terms that work for your budget
- Local and trusted lending source
- Refinance up to 100% of a different loan
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Getting pre-approved for a loan before looking for a vehicle saves time and energy so you’ll know exactly how much you’re able to spend.
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Vehicles to experience the world differently
Whether its the next boat or your first motorcycle, we're ready to help you find a financing option that fits your lifestyle.Pre-Approve Online
Rates Effective as of: 10-18-2021
Recreational Vehicle Loan Rates
Term APR Up to 36 Months As Low As 2.99% 37-72 Months As Low As 3.74% 73-96 Months As Low As 4.99% 97-120 Months (Minimum $25k) As Low As 5.49% 121-180 Months (Minimum $30k) As Low As 6.99%
Up to 120% financing available up to 72 months term. 100% financing on extended terms.72 month financing at 4.99% A.P.R equals $16.10 per $1000.00 financed. 2008 and Newer Loan to Value based on NADA Retail.
Examples: Travel Trailers, Boats, Motor Homes, Recreational Vehicles (including ATV's, Snowmobiles, Motorcycles, Jet Skis)
APR = Annual Percentage Rate. Rates effective as on September 26, 2018. To apply, view our loans page.
Frequently Asked Questions
- Stop at any branch and drop off cash or check with a Member Service Representative or use the night drop box
- Mail a check to any of our 3 branches
*If you need to make changes to your current payment method, please call our Lending Department at 218-729-7733Yes! Just log in to Online Banking from our website and conveniently transfer your payment from your savings or checking accounts.
- Account to Account electronic transfers - If you have more than one Centricity account set up in Bill Pay, you can transfer money between them
Recreational Vehicle Loans
"I recently had the pleasure of dealing with Centricity for a boat loan. I opened an application on your website, was contacted promptly and everything was executed hassle free. Dawn was a pleasure to work with, I could not have been more satisfied with the whole process."
- Anonymous Member