Personal Loans made more personal.
For the exciting, the unexpected, and everything in between. We understand that there are times in life when you need a little bit extra. Personal loans and lines of credit give you the funds to handle the expenses of life, whatever they look like. Use a personal loan to quickly get money, and use a line of credit to have approved access to funds when you need them without filing a new application. Choose from a variety of repayment terms that work for your budget and situation. Let’s talk about a personal loan today.
- Fund your expenses, last-minute purchases, and everything you might need.
- Trusted local loan processing
- Friendly service understands your situation
- Repayment terms that fit your budget
- Lines of credit for financial peace of mind
Estimate how low your payment could be
Calculations do not guarantee credit approval.
PaymentEstimate Your Monthly Payment$
Getting pre-approved for a loan saves time and energy so you’ll know exactly how much you’re able to spend.
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Loans from a trusted source
Fund your expenses, last-minute purchases, and everything you might need. Our friendly staff can help you understand your options and get you the cash that you need.Get Started
Rates Effective as of: 08-02-2021
Personal Loan Rates
Loan Type APR Unsecured Closed End As Low As 10.00%
APR = Annual Percentage Rate. To apply, view our loans page.
Frequently Asked Questions
- Stop at any branch and drop off cash or check with a Member Service Representative or use the night drop box
- Mail a check to any of our 3 branches
*If you need to make changes to your current payment method, please call our Lending Department at 218-729-7733Yes! Just log in to Online Banking from our website and conveniently transfer your payment from your savings or checking accounts.If you ever have questions about whether a loan type applies to your specific situation or project, please get in touch with us! We’d love to talk through it with you.
- Account to Account electronic transfers - If you have more than one Centricity account set up in Bill Pay, you can transfer money between them