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Land Loans

"My wife & I have had 4 loans with you now, including this one. I’m very happy with everything from the process to the experience. Will share this experience with everyone. I’m very happy." - Anonymous Member

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Finding Land to Call Home

It can’t really be your dream house if it isn’t also your dream plot of land. Find a spot of dirt that feels just right to you, and we’ll help you secure the financing so that you can put up four walls and a roof. Get up to 100% LTV. Options at 10 and 15 year fixed terms.

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Up to 100% LTV Options

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Purchase raw land for purpose of building

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10 & 15 year fixed terms

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Easy application

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Great financial service team

Get pre-approved

Getting pre-approved for a loan saves time and energy so you’ll know exactly how much you’re able to spend.

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Apply right now from your computer. It takes 5 minutes.

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Apply over the phone with a friendly member specialist.

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Apply in Person

Apply from a cozy lobby at any of our branches.

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Meet our Team!

Mortgage Loan Officer

Linda Proctor

NMLS #343288

“Being a mortgage loan officer is so rewarding for me. I love helping members purchase their first home or their dream home, refinance their existing home to consolidate debt, or to lower their interest rate and get some financial relief.”

Mortgage Loan Officer

Feather Tankersley

NMLS #1016179

“I love helping our members! No matter where you are in your financial journey, contact me to talk about first-time home buying, buying a new home, building your dream home, or simply refinancing. I am here to help you however I can!”

Mortgage Loan Officer

Billye Coenen

NMLS #758779

“I do what I do because I love making people’s lives happier. Whether it’s helping them find their first home, their forever home, or making their current home more affordable to them. Life is truly a journey and it’s kinda cool to be a part of someone else’s adventure.”

Frequently Asked Questions

  • Yes! Try our online Loan Payment Center or log in to Online Banking from our website and conveniently transfer your payment from your savings or checking accounts.

  • Much of the closing costs will depend on the amount of your loan. Among other items, you will be paying for title work, loan origination fees, and recording fees.

  • A down payment is not required for land loans. If you have the funds for a down payment, you may get a lower interest rate on your loan.

  • If you ever have questions about whether a loan type applies to your specific situation or project, please get in touch with us! We’d love to talk through it with you.

Find ground to break

The right kind of house needs the right kind of land. We're here to help you find and finance the property to build your next home on.

Get Started

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