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Land Loans

"My wife & I have had 4 loans with you now, including this one. I’m very happy with everything from the process to the experience. Will share this experience with everyone. I’m very happy."

- Anonymous Member

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  • Overview

    Finding Land to Call Home

    It can’t really be your dream house if it isn’t also your dream plot of land. Find a spot of dirt that feels just right to you, and we’ll help you secure the financing so that you can put up four walls and a roof. Get up to 100% LTV. Options at 10 and 15 year fixed terms. Watch our Home Buying Journey Webinars HERE!

    • Up to 100% LTV Options
    • Purchase raw land for purpose of building
    • 10 & 15 year fixed terms
    • Easy application
    • Great financial service team

    Step 1

    Estimate how low your payment could be

    Calculations do not guarantee credit approval.


    Estimate Your Monthly Payment
    How much is the land loan you want?
    How's your credit?
    How's your credit?
    How many years do you want the loan for?
    How many years do you want the loan for?

    Step 2

    Get pre-approved

    Getting pre-approved for a loan saves time and energy so you’ll know exactly how much you’re able to spend.

    Step 3

    You might also be interested in…

    Find ground to break

    The right kind of house needs the right kind of land. We're here to help you find and finance the property to build your next home on.

    Get Started
  • FAQs

    Frequently Asked Questions

    A down payment is not required for land loans. If you have the funds for a down payment, you may get a lower interest rate on your loan.
    Much of the closing costs will depend on the amount of your loan. Among other items, you will be paying for title work, loan origination fees, and recording fees.
    Yes! Try our online Loan Payment Center or log in to Online Banking from our website and conveniently transfer your payment from your savings or checking accounts.
     If you ever have questions about whether a loan type applies to your specific situation or project, please get in touch with us! We’d love to talk through it with you.

  • Meet our Team!

    Linda Proctor – Mortgage Loan Officer

    NMLS #343288

    “Being a mortgage loan officer is so rewarding for me. I love helping members purchase their first home or their dream home, refinance their existing home to consolidate debt, or to lower their interest rate and get some financial relief.”


    Feather Tankersley – Mortgage Loan Officer

    NMLS #1016179

    “I love helping our members! No matter where you are in your financial journey, contact me to talk about first-time home buying, buying a new home, building your dream home, or simply refinancing. I am here to help you however I can!”

    Billye Coenen – Mortgage Loan Officer

    NMLS #758779

    “I do what I do because I love making people’s lives happier. Whether it’s helping them find their first home, their forever home, or making their current home more affordable to them. Life is truly a journey and it’s kinda cool to be a part of someone else’s adventure.”