Looking to Save for Retirement?
An IRA is an Individual Retirement Account set up just for you. With an initial $50 deposit, you can open a Traditional IRA or Roth IRA. The IRA contribution limit is up to $7,000 a year, or up to $8,000 a year for individuals 50 years or older in 2024.
Always consult a tax advisor about the tax benefits of an IRA and which one is best for your financial situation.
- Initial deposit of $50
- Higher dividend rates
- Tax benefits on contributions (Traditional) or withdrawals (Roth)
- No maintenance fees
- No IRS penalties when withdrawing after 59 & 1/2
What's the difference between a Traditional or Roth IRA?
The sooner you begin investing for retirement, the more dividends and tax breaks you'll earn. Talk to us about your IRA options today.
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Rates
IRA Savings Rates
Minimum Balance | Dividend Rate | APY |
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Rates effective as of: December 8, 2024
Get Started
Open Account
Access Online Banking
NMLS#
CentricityCU |
NMLS# 712334 |
Feather Tankersley |
NMLS# 1016179 |
Linda Proctor |
NMLS# 343288 |
Billye Coenen |
NMLS# 758779 |
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