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Certificates of Deposit (CD)

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- Anonymous Member

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  • Overview

    Take the Luck out of Investing

    Let’s make investing more about returns and less about guesswork and speculation. Certificates earn you fixed dividends over a set term, from 6 months to 5 years. You’ll get better returns than a savings account and more security than other forms of investment. Early withdrawal penalties may apply.

    • Know the fixed rate of return up front
    • More secure than other forms of investment
    • Terms from 6 months to 5 years
    • No fees to setup or maintain
    • Apply online and get setup in minutes

    Final Balance

    Contributions:    |    Earnings:
    $
    %
    $
    1
    20

    This Calculation Represents an Estimate

    Step 1

    Get started on your Account

    Getting started on your account is easy, you can apply in one of the following ways:

    Step 2

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    A secure way to invest

    Get the peace and confidence of knowing exactly how much your investment is worth. Apply and open a certificate in minutes.

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  • Rates
    Rates Effective as of: 12-05-2019

    Term Share Certificates (CDs) Rates

    Term Interest Rate APY Minimum Balance
    6 Month 0.25% 0.25% $1,000
    1 Year* 0.35% 0.35% $1,000
    2 Year 1.76% 1.79% $1,000
    3 Year^ 2.02% 2.05% $1,000
    4 Year 2.25% 2.27% $1,000
    5 Year 2.50% 2.53% $1,000

    *1 Year 75th Anniversary Special Certificate Builder

    ^3 Year 75th Anniversary Special Certificate

    Early withdrawal penalty may apply for all cd's

    APY = Annual Percentage Yield. Fees may reduce earnings. Click Here to view our full Truth-in-Savings Disclosures Rates and Fee Schedule.

  • FAQs

    Frequently Asked Questions

    The new rate on your CD at the time it renews will depend on the rate we have.
    We do not allow adding funds to current CDs. But we would be very happy to assist you in getting another CD.
    the interest rate you have been earning on your CD is dependent on the number of months the funds are in the account. If you decide to close the CD early the penalty fee is designed to adjust the amount earned on the CD.