Take the Luck out of Investing
Let’s make investing more about returns and less about guesswork and speculation. Certificates earn you fixed dividends over a set term, from 6 months to 5 years. You’ll get better returns than a savings account and more security than other forms of investment. Early withdrawal penalties may apply.
- Know the fixed rate of return up front
- More secure than other forms of investment
- Terms from 6 months to 5 years
- No fees to setup or maintain
- Apply online and get setup in minutes
Final BalanceContributions: | Earnings:$%$120
This Calculation Represents an Estimate
Get started on your Account
Getting started on your account is easy, you can apply in one of the following ways:
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A secure way to invest
Get the peace and confidence of knowing exactly how much your investment is worth. Apply and open a certificate in minutes.Contact Us
Rates Effective as of: 11-22-2019
Term Share Certificates (CDs) Rates
Term Interest Rate APY Minimum Balance 6 Month 0.25% 0.25% $1,000 1 Year* 0.35% 0.35% $1,000 2 Year 1.76% 1.79% $1,000 3 Year^ 2.02% 2.05% $1,000 4 Year 2.25% 2.27% $1,000 5 Year 2.50% 2.53% $1,000
*1 Year 75th Anniversary Special Certificate Builder
^3 Year 75th Anniversary Special Certificate
Early withdrawal penalty may apply for all cd's
APY = Annual Percentage Yield. Fees may reduce earnings. Click Here to view our full Truth-in-Savings Disclosures Rates and Fee Schedule.
Frequently Asked QuestionsThe new rate on your CD at the time it renews will depend on the rate we have.We do not allow adding funds to current CDs. But we would be very happy to assist you in getting another CD.the interest rate you have been earning on your CD is dependent on the number of months the funds are in the account. If you decide to close the CD early the penalty fee is designed to adjust the amount earned on the CD.
Certificates of Deposit (CD)
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