Auto Loans - Centricity Credit Union

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Overview
Making Car Buying a Bit Easier

We know that getting the right car can be difficult, and we’re here to make the process easier. Friendly service and trusted lending let you borrow with confidence, while pre-approval lets you shop smarter. Choose from terms customized to fit your financial situation. Have a car loan you don’t love? We might be able to help you refinance an auto loan from another lender at a better rate.
A simple application process

Local and trusted lending source

Pre-approval to shop confidently

A term that fits your budget

Refinance up to 100% of a different loan
Step 1

Estimate how low your payment could be

Calculations do not guarantee credit approval.

Test Drive Your Payment

Estimate Your Monthly Payment

How much is the vehicle you want?

$

How's your credit?

Rebuilding Average Excellent

How many months do you want the loan for?

24 36 48 60 72 84

Step 2

Get pre-approved

Getting pre-approved for a loan before looking for a vehicle saves time and energy so you’ll know exactly how much you’re able to spend.
Step 3

You might also be interested in…
We'll make the next car affordable

Car buying is a difficult process. We're here to help with great financing options and dedicated local service.
Apply Now
Rates

Rates Effective as of: 12-11-2019
New and Used Vehicle Loan Rates

Term APR

Up to 36 Months As Low As 2.99%
37-60 Months As Low As 3.74%
61-72 Months As Low As 4.24%
73-84 Months As Low As 5.24%
85-96 Months As Low As 6.24%

Up to 120% financing available up to 72 months term. 100% financing on extended terms based on collateral and additional requirements. 72 month financing at 3.99% A.P.R equals $15.64 per $1000.00 financed.

Examples: New & Used Vehicles

APR = Annual Percentage Rate. Rates effective as on September 26, 2018. To apply, view our loans page.
FAQs

Frequently Asked Questions

Ten days after your loan is paid in full we will send you the title/lien card. Lien cards should be kept with the title of your vehicle.

Yes! Just log in to Online Banking from our website and conveniently transfer your payment from your savings or checking accounts.

If you ever have questions about whether a loan type applies to your specific situation or project, please get in touch with us! We’d love to talk through it with you.