Auto Loans
Let us help you get to your destination. Friendly service and trusted lending let you borrow with confidence, while pre-approval lets you shop smarter. Choose from terms customized to fit your financial situation. Have a car loan you don’t love? We might be able to help you refinance an auto loan from another lender at a better rate.
- A simple application process
- Local and trusted lending source
- Pre-approval to shop confidently
- A term that fits your budget
- Refinance up to 100% of a different loan
Auto Loan Rates
New Vehicle Loan Rates (Current Model Year & Newer)
Term | APR |
Up to 36 Months | As Low As 6.49% |
37-48 Months | As Low As 6.74% |
49-60 Months | As Low As 6.99% |
61-72 Months | As Low As 7.49% |
73-84 Months | As Low As 7.99% |
85-96 Months | As Low As 8.24% |
Up to 120% financing available up to 72 months term. 100% financing on extended terms based on collateral and additional requirements.
APR = Annual Percentage Rate. To apply, view our loans page.
Calculate Your Payment
Estimate Your Monthly PaymentGet pre-approved
Getting pre-approved for a loan before looking for a vehicle saves time and energy so you’ll know exactly how much you’re able to spend.
Let us help you get to your destination.
"I have been with this credit union for 20 years, and have had multiple loans. This particular loan was an easy in and out friendly process!"
Michelle
Frequently Asked Questions
- Use our online Loan Payment Center
- Stop at any branch and drop off cash or check with a Member Service Representative or use the night drop box
- Mail a check to any of our 3 branches
- Set up a payment with Bill Pay through our Online Banking from your primary financial account
- Account to Account electronic transfers - If you have more than one Centricity account set up in Bill Pay, you can transfer money between them
- Set up an ACH transfer with your primary financial directly to your Centricity loan
- Set up automatic payments from your Centricity account directly to your loan
- Use Online Banking to make a payment