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Rates as low as 4.99% APR*
Explore some of the most competitive interest rates in the market to suit your budget.

Flexible terms
Choose from a variety of repayment terms designed to fit your financial situation.
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Get pre-approved
Enjoy fast approvals so you can secure your vehicle without delay.
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Lower your monthly payments
Refinance up to 100% of a different loan.
Estimate your monthly payment
Calculations do not guarantee credit approval.
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Monthly Payment
Why Choose Our Auto Loans
I have been with this credit union for 20 years, and have had multiple loans. This particular loan was an easy in and out friendly process!
I saved $175/month refinancing my car loan. The whole process took less than a day!
I was concerned about my credit history affecting my options. The loan specialist explained everything clearly and helped me find a rate that worked with my budget.
Get Pre-Approved
Getting pre-approved for a loan before looking for a vehicle saves time and energy so you’ll know exactly how much you’re able to spend.



Your New Car Is Waiting.
Let's make it happen today
Rates
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Rates effective as of: June 15, 2025
Rates based on final LTV (Loan-to-Value) of 75%. The rate will increase for loans with higher LTVs.
Up to 120% financing available up to 72 months term. 100% financing on extended terms based on collateral and additional requirements.
APR = Annual Percentage Rate. To apply, view our loans page.
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Rates effective as of: June 15, 2025
Rates based on final LTV (Loan-to-Value) of 75%. The rate will increase for loans with higher LTVs.
Up to 120% financing available up to 72 months term. 100% financing on extended terms based on collateral and additional requirements.
APR = Annual Percentage Rate.
Vehicles > 8 years add 2.00% to rate
Mileage between 120,000 - 150,000 add .50% to rate
Mileage between 150,001 - 179,999 add 1.00% to rate
Mileage at or over 180,000 add 1.50% to rate
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NMLS#
CentricityCU |
NMLS# 712334 |
Feather Tankersley |
NMLS# 1016179 |
Linda Proctor |
NMLS# 343288 |
Billye Coenen |
NMLS# 758779 |
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