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Money Market Account

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  • Overview

    An Investment That’s Flexible

    Invest your money without locking it away. A money market account lets you earn great returns while maintaining access to funds with up to six withdrawals per month. The higher your balance, the better your rate of return. Manage everything online and with your mobile device.

    • $2,500 minimum deposit
    • Monthly dividends
    • No monthly service fee
    • Higher balances earn higher rates
    • Six withdrawals per month

    Step 1

    Get started on your Account

    Getting started on your account is easy, you can apply in one of the following ways:


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    Freedom of access and great returns

    With a money market account, your investment stays within arm's reach. Apply online now.

    Get Started
  • Rates
    Rates Effective as of: 03-01-2024

    Money Market Account Rates

    Minimum Balance Interest Rate APY Term
    $2,500 - $9,9990.40% 0.40% N/A
    $10,000 - $49,9990.40% 0.40% N/A
    $50,000 - $99,9990.75% 0.75% N/A
    $100,000 and Greater 1.00% 1.00% N/A

    TRANSACTION LIMITATIONS - during any statement period, you may not make more than six withdrawals or transfers to another credit union account of yours or to a third party by means of a preauthorized or automatic transfer or telephonic order or instruction. If you exceed the transfer limitations set forth above in any statement period, your account will be subject to a fee or may be closed.

  • FAQs

    Frequently Asked Questions

    You want to be careful, if the balance drops below the minimum, your dividend rate goes to 0%. But you can always request to have the funds transferred to your regular share savings account.
    Think of it as a cross between a savings account and a Certificate of Deposit. You have the access to the funds, like a savings account. But you also earn a higher dividend rate. You can withdraw from the account up to 6 times each month. But you earn a higher dividend rate because the minimum balance in the account is $2,500.