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Construction Loan

"We don’t put our members in a box. We treat every person as an individual and take into account their relationship with us, a variety of factors, and we always do our best to try to work with them."

- Tory, VP of Credit Risk

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  • Overview

    Make Your Own Space

    Your living space is where you eat, sleep, play, entertain, and relax. It helps define your lifestyle and set your mood. Imagine the space that lets you live your best life and we’ll give you the financial backing to build it. Our home loan specialists will help you find land, apply for a construction loan, and complete the project. Watch our Home Buying Journey Webinars HERE!

    • Loans to build a new house
    • Pay for every part of the process
    • Trusted local lending source
    • Excellent service
    • Specialists can help you in the application process

    Step 1

    Get pre-approved

    Getting pre-approved for a loan saves time and energy so you’ll know exactly how much you’re able to spend.

    Step 2

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    Create Your Space

    Get the financial backing to create the living space you've always dreamed of. Talk to our home loan specialists today.

    Contact Us
  • FAQs

    Frequently Asked Questions

    We strongly encourage you to complete your loan before starting anything on the project. If you have already started construction we will need to apply to the title company for approval to close your construction loan. Approval from the title company will depend on receipt of all mechanical lien releases.
    We will work with you to roll your loan into your permanent financing.
    Interest-only payments will be required while you are building.
    Yes! Try our online Loan Payment Center or log in to Online Banking from our website and conveniently transfer your payment from your savings or checking accounts.

  • Meet our Team!

    Linda Proctor – Mortgage Loan Officer

    NMLS #343288

    “Being a mortgage loan officer is so rewarding for me. I love helping members purchase their first home or their dream home, refinance their existing home to consolidate debt, or to lower their interest rate and get some financial relief.”

    Feather Tankersley – Mortgage Loan Officer

    NMLS #1016179

    “I love helping our members! No matter where you are in your financial journey, contact me to talk about first-time home buying, buying a new home, building your dream home, or simply refinancing. I am here to help you however I can!”

    Billye Coenen – Mortgage Loan Officer

    NMLS #758779

    “I do what I do because I love making people’s lives happier. Whether it’s helping them find their first home, their forever home, or making their current home more affordable to them. Life is truly a journey and it’s kinda cool to be a part of someone else’s adventure.”