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Construction Loan

"We don’t put our members in a box. We treat every person as an individual and take into account their relationship with us, a variety of factors, and we always do our best to try to work with them."
- Tory, VP of Credit Risk

Make Your Own Space

Your living space is where you eat, sleep, play, entertain, and relax. It helps define your lifestyle and set your mood. Imagine the space that lets you live your best life and we’ll give you the financial backing to build it. Our home loan specialists will help you find land, apply for a construction loan, and complete the project.


Loans to build a new house


Pay for every part of the process


Trusted local lending source


Excellent service


Specialists can help you in the application process

Get pre-approved

Getting pre-approved for a loan saves time and energy so you’ll know exactly how much you’re able to spend.


Apply Online

Apply right now from your computer. It takes 5 minutes.

Apply now


Apply by Calling

Apply over the phone with a friendly member specialist.

Call us


Apply in Person

Apply from a cozy lobby at any of our branches.

Come see us

Meet our Team!

Mortgage Loan Officer

Linda Proctor

NMLS #343288

“Being a mortgage loan officer is so rewarding for me. I love helping members purchase their first home or their dream home, refinance their existing home to consolidate debt, or to lower their interest rate and get some financial relief.”

Mortgage Loan Officer

Feather Tankersley

NMLS #1016179

“I love helping our members! No matter where you are in your financial journey, contact me to talk about first-time home buying, buying a new home, building your dream home, or simply refinancing. I am here to help you however I can!”

Mortgage Loan Officer

Billye Coenen

NMLS #758779

“I do what I do because I love making people’s lives happier. Whether it’s helping them find their first home, their forever home, or making their current home more affordable to them. Life is truly a journey and it’s kinda cool to be a part of someone else’s adventure.”

Frequently Asked Questions

  • Yes! Try our online Loan Payment Center or log in to Online Banking from our website and conveniently transfer your payment from your savings or checking accounts.

  • We strongly encourage you to complete your loan before starting anything on the project. If you have already started construction we will need to apply to the title company for approval to close your construction loan. Approval from the title company will depend on receipt of all mechanical lien releases.

  • We will work with you to roll your loan into your permanent financing.

  • Interest-only payments will be required while you are building.

Create your space

Get the financial backing to create the living space you've always dreamed of. Talk to our home loan specialists today.

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