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Becoming a Member Means Becoming an Owner

As a credit union, our members are our owners. We’re a not-for-profit financial institution that exists solely to serve the financial needs of our members.

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People helping people

Credit unions are formed when a local group of people come together to provide each other with financial resources and trusted lending options. If you live, work, worship, or attend school in one of the following counties, you’re eligible to join Centricity.

St. Louis County, MN

Carlton County, MN

Lake County, MN

Pine County, MN

Douglas County, WI

Love My Credit Union Rewards

We partner with Love My Credit Union Rewards to bring you great deals and amazing offers.

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Turbo Tax Discount

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Better rates

Better loan rates and returns on savings products, because we exist to serve our members and not for profit.

Great local service

Excellent local service that understands the needs of the community.

Financial education

A commitment to financial education so that you understand your options and opportunities.

You’re covered

Your savings and investments are insured up to $250,000.00 through the National Credit Union Administration

More Questions?

To request more information on Centricity CU membership, please fill out our Contact Form.

Dear Proctor Members – We recently sent a welcome letter with enclosed documents regarding your membership. These letters are being sent as part of our merge with Proctor Credit Union. This is regarding your current PCU account, not a newly opened account. All PCU accounts are a division of Centricity Credit Union.

No action is needed on your part as these are updated account disclosures that will be effective as of the system merger date of May 2, 2025.

Learn More about the Centricity & Proctor Merger

6 days ago

Dear Proctor Members – We recently sent a welcome letter with enclosed documents regarding your membership. These letters are being sent as part of our merge with Proctor Credit Union. This is regarding your current PCU account, not a newly opened account. All PCU accounts are a division of Centricity Credit Union. No action is needed on your part as these are updated account disclosures that will be effective as of the system merger date of May 2, 2025. Learn More about the Centricity & Proctor Merger