Start the Year Lighter with a Fresh Start to Your Finances!
Designed to help with everything from Holiday Bills and Year End Expenses to Streamlining Your Finances.
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As low as 5.99% APR – Borrow up to $3,500 for 8–18 months – Offer valid Nov 1, 2025 – Jan 31, 2026
Low, Fixed Rates
to keep your budget on track all year long
Flexible Terms
that fit your financial goals
Fast and simple process
Don’t let holiday bills snowball…step into the New Year with confidence.
Get pre-approved
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Yes! Try our online Loan Payment Center or log in to Online Banking from our website and conveniently transfer your payment from your savings or checking accounts.
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If you ever have questions about whether a loan type applies to your specific situation or project, please get in touch with us! We’d love to talk through it with you.
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- Use our online Loan Payment Center
- Stop at any branch and drop off cash or check with a Member Service Representative or use the night drop box
- Mail a check to any of our 3 branches
- Set up a payment with Bill Pay through our Online Banking from your primary financial account
- Account to Account electronic transfers – If you have more than one Centricity account set up in Bill Pay, you can transfer money between them
- Set up an ACH transfer with your primary financial directly to your Centricity loan
- Set up automatic payments from your Centricity account directly to your loan
- Use Online Banking to make a payment
*If you need to make changes to your current payment method, please call our Lending Department at 218-729-7733.
Open Account
Access Online Banking
NMLS#
| CentricityCU | NMLS# 712334 |
| Feather Tankersley | NMLS# 1016179 |
| Linda Proctor | NMLS# 343288 |
| Billye Coenen | NMLS# 758779 |
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