Loans & Lines of Credit made more personal.
For the exciting, the unexpected, and everything in between. We understand that there are times in life when you need a little bit extra. Personal loans and lines of credit give you the funds to handle the expenses of life, whatever they look like. Use a personal loan to quickly get money, and use a line of credit to have approved access to funds when you need them without filing a new application. Choose from a variety of repayment terms that work for your budget and situation. Let’s talk about a personal loan today.
Fund your expenses, last-minute purchases, and everything you might need.
Trusted local loan processing
Friendly service understands your situation
Repayment terms that fit your budget
Lines of credit for financial peace of mind
Personal Loans
A personal loan is an installment loan. You receive a lump sum of money once you’re approved, and then you make fixed monthly payments with interest throughout the predetermined loan term.
- Installment
- One-time lump sum
- Fixed interest Rate
- Pre-determined term
Personal Lines of Credit
A personal line of credit is a type of revolving credit, like a credit card. You can access funds up to a set limit, but you don’t have to use them all right away. You make monthly payments with interest on only the amount you used, and you can continue to utilize your credit line during the “draw” period.
- Revolving
- Variable
- Ongoing Access
- Open Ended
Estimate how low your payment could be
Calculations do not guarantee credit approval.
Monthly Payment
Get pre-approved
Getting pre-approved for a loan saves time and energy so you’ll know exactly how much you’re able to spend.
Loans from a trusted source
Fund your expenses, last-minute purchases, and everything you might need. Our friendly staff can help you understand your options and get you the cash that you need.
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Rates
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Rates effective as of: December 21, 2024
APR = Annual Percentage Rate. To apply, view our loans page.
Apply Online
Open Account
Access Online Banking
NMLS#
|
CentricityCU |
NMLS# 712334 |
|
Feather Tankersley |
NMLS# 1016179 |
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Linda Proctor |
NMLS# 343288 |
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Billye Coenen |
NMLS# 758779 |
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