Home Mortgage Loan
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What is the current rate?
Since the rate for home mortgages can change quickly, we cannot post them. But if...
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When can I lock my rate?
If you are purchasing a home, we can lock in when you have your signed...
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How much do I need for a down payment?
Our first time home buyers program can be as low as 3%. But most conventional...
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How long does it take to get pre-approved for a mortgage?
Once application is taken we get back to you within 24 hours if not earlier.
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What documents will you need to bring for pre-approval?
Last two years Federal Taxes and W2’s, last 4 recent pay stubs, a copy of...
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What if I have bad credit?
We are here to help counsel you to get credit scores needed for the mortgage...
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How often do you pull credit once pre-approved?
If you are actively shopping we pull your credit every 90 days with your permission.
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What is the general time frame for the mortgage process?
30 to 45 days depending on the mortgage program