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Business checking with dedicated support

Get the support your business needs from a dedicated Business Services Specialist. Plus, we have no-fee checking options.

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Key Features

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Local, Dedicated Support

A local, dedicated Business Services Specialist is available to assist with your financial needs.

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No-Fee Checking Options

No monthly fees if you meet the minimum requirements (see below).

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Secure Online and Mobile Banking

Secure, easy online and mobile banking with mobile deposit, BillPay, Zelle, QuickBooks integration, and more.

Small Business Checking

Free

Open Account
Essential Business Checking

$15 /mo (waivable)

Open Account
Premier Business Checking

$25 /mo (waivable)

Open Account
How to waive the fee
Always free
$10,000 in deposits
see other ways to qualify*
$75,000 in deposits + loans
Monthly Transactions
100
250
500+
Dedicated Business Specialist
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Mobile deposit up to $50,000/day
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True
True
No withdrawal limits
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True
True
Online banking
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True
True
Mobile banking app
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True
True
eStatements
True
True
True
BillPay
True
True
True
Zelle
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True
True
QuickBooks integration
True
True
True
Open Account
Open Account
Open Account

*For Essential Business Checking, you have three ways to qualify for the fee waiver. We will waive the monthly fee if you meet one of the following requirements: (a) $10,000 in combined average monthly deposit balances, OR (b) $25,000 in combined loan or line balances, OR (c) by having Merchant Services with Centricity Credit Union.

Meet Your Award-Winning Business Services Specialist

Eric Siljendahl

Hi, I'm Eric.

I've been in the financial industry for 26 years, including leadership roles in lending, business banking, and branch management. So, I have extensive experience with business loans, business development, deposit products, treasury management, credit cards and merchant services—and I'm here to help you.

Other Business Solutions

We've got everything else you need, too

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Business Credit Cards

We have credit card options that offer up to 3% cash back or rewards, so you can manage business expenses and earn some extra dough.

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Business Money Market Accounts

Save your money in Business Money Market Accounts to earn higher dividend rates—and withdraw your money anytime.

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Business Share Certificates

Maximize your savings with Business Share Certificates. Earn a high dividend rate with term lengths from 6-60 months.

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Business loans and lines of credit

Our competitive rates and flexible terms give you access to the money you need to buy vehicles, real estate, equipment, and more.

Frequently Asked Questions

  • Our routing number is 291973739.

  • With one checking account, you can have up to eight savings accounts. That’s a lot of savings.

  • The mobile deposit limit starts at $2,500 per day. Then, as you establish a good history, the limit can be gradually increased up to $50,000 per day.

  • For Essential Business Checking, you have three ways to qualify for the fee waiver. We will waive the $15 monthly fee if you meet one of the following requirements: (a) $10,000 in combined average monthly deposit balances, OR (b) $25,000 in combined loan or line balances, OR (c) by having Merchant Services with Centricity Credit Union.

    For Premier Business Checking, we will waive the $25 monthly fee if you have $75,0000 in combined, monthly average deposit, loan, line, and credit card balances.

Testimonials

We have worked with thousands of amazing people

“Courteous and helpful staff, very easy to deal with and know you personally after a few visits. Definitely not as restrictive as the big banks when interacting at an account level.”

– Local Member

“The app is easy to use and manage. I can stay on top of my spending and transfer money when needed!”

– Local Member

“I am very pleased with the employees at the Superior branch. They are so helpful and very friendly!”

– Local Member

Your Security is Our Priority

At Centricity, we prioritize the security of your money and transactions. You can trust us to safeguard your funds and information.

Our robust security measures ensure that your business operates smoothly, focusing on what matters most—growing your company without worries.

Years of Experience

750+

Local businesses trust us

$240M+

Assets securely managed

81

Years of Service

Partner with Centricity Today

Elevate your business banking experience with personal support.

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