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Home Equity

"We needed a new furnace after our old one barely made it through the winter. Since the summer time was coming up quick, we decided to add central air along with it. Feather found us a loan with a great rate and term that has allowed us to afford exactly what we wanted. Now we're enjoying the cool air and no longer have to worry about staying warm during the winter months!" - Dustin and Amanda

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Spring HELOC Sweepstakes Promotion!

Members who take a $10,000 or more advance from their NEW OR EXISTING HELOC from April 2nd – May 29th will be entered to win a Traeger® Pro Series 22 wood pellet grill!

With your new or existing Home Equity Line of Credit from Centricity, you have access to funds when you need them, no need to re-apply. Simply draw from your available balance when it makes sense for you, with the flexibility to use it for a variety of needs, big or small. View Full Official Rules HERE.

Leverage the Power of Your House

Your house is one of your biggest investments, and it can be used to secure better loans for other things in your life. Use a home equity loan for a one-time sum to cover expenses or projects of any kind. Use a home equity line of credit (HELOC) to meet ongoing expenses by applying once and withdrawing funds when you need them. Let’s figure out how to make the most of your home.

Loans to handle any kind of project or payment

Single sums for one-time payments

Lines of credit to access ongoing funds

Interest might be tax-deductible

Friendly service that understands your needs

Get pre-approved

Getting pre-approved for a loan saves time and energy so you’ll know exactly how much you’re able to spend.

Apply Online

Apply right now from your computer. It takes 5 minutes.

Apply now

Apply by Calling

Apply over the phone with a friendly member specialist.

Call us

Apply in Person

Apply from a cozy lobby at any of our branches.

Come see us

Frequently Asked Questions

Yes! Try our online Loan Payment Center or log in to Online Banking from our website and conveniently transfer your payment from your savings or checking accounts.
Talk to our experienced lenders. They will help you determine which loan is best for you.
We have a couple of programs. The first program allows you to go up to 80% of the value of your home. The second program can be used to go 100% of the value of your home.
Use the following link to check your application status online.

A better loan backed by your house

Fund your next home improvement or big payment by leveraging the power of your house. Talk to us about a one-time loan or a line of credit that makes sense for your financial situation.

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