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How much do I need for a down payment?

Our first time home buyers program can be as low as 3%. But most conventional loans require at least 5% down.

Important Debit Card Information for Proctor Credit Union Members: Your new Centricity Credit Union Debit Card will not be usable until May 1st, 2025. Your Proctor Credit Union Debit Card will remain active and will continue to work until May 1st, 2025. If you have already disposed of your Proctor Credit Union Debit Card please fill out the form to receive an expedited replacement card. PCU Replacement Debit Card Form