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When can I lock my rate?

If you are purchasing a home, we can lock in when you have your signed purchase agreement.
If you are refinancing your current loan, we can lock in as soon as we have receive all the required documents to complete your file.

Important Debit Card Information for Proctor Credit Union Members: Your new Centricity Credit Union Debit Card will not be usable until May 1st, 2025. Your Proctor Credit Union Debit Card will remain active and will continue to work until May 1st, 2025. If you have already disposed of your Proctor Credit Union Debit Card please fill out the form to receive an expedited replacement card. PCU Replacement Debit Card Form