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Becoming a Member Means Becoming an Owner

As a credit union, our members are our owners. We’re a not-for-profit financial institution that exists solely to serve the financial needs of our members.

People helping people

Credit unions are formed when a local group of people come together to provide each other with financial resources and trusted lending options. If you live, work, worship, or attend school in one of the following counties, you’re eligible to join Centricity.

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St. Louis County, MN

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Carlton County, MN

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Lake County, MN

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Pine County, MN

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Douglas County, WI

Love My Credit Union Rewards

Love My Credit Union Rewards brings exclusive discounts and savings to credit union members by partnering with trusted American brands. Since 2008, the program has helped over 8 million members save nearly $2 billion on everything from cars to mobile service, tax software, and more. With nearly 4,000 credit unions participating, members can access deals from big names through a simple, easy-to-use platform—all designed to support the credit union mission of people helping people.

We partner with Love My Credit Union Rewards to bring you great deals and amazing offers.

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Better rates

Better loan rates and returns on savings products, because we exist to serve our members and not for profit.

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Great local service

Excellent local service that understands the needs of the community.

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Financial education

A commitment to financial education so that you understand your options and opportunities.

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You’re covered

Your savings and investments are insured up to $250,000.00 through the National Credit Union Administration

More Questions?

To request more information on Centricity CU membership, please fill out our Contact Form.

Important Debit Card Information for Proctor Credit Union Members: Your new Centricity Credit Union Debit Card will not be usable until May 1st, 2025. Your Proctor Credit Union Debit Card will remain active and will continue to work until May 1st, 2025. If you have already disposed of your Proctor Credit Union Debit Card please fill out the form to receive an expedited replacement card. PCU Replacement Debit Card Form