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2025 Holiday Loan Special

Put a Little Extra Jingle in Your Pocket this Holiday Season!

Designed to help with everything from gift shopping and family travel to winter expenses.

          

As low as 5.99% APR – Borrow up to $3,500 for 8–18 months – Offer valid Nov 1, 2025 – Jan 31, 2026

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Low, fixed rates

to keep your budget merry & bright

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Flexible terms

that fit your holiday plans

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Fast and simple process

Apply Online

Don’t let holiday bills snowball…put a little extra jingle in your pocket this season.

Get pre-approved

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Apply Online

Apply right now from your computer. It takes 5 minutes.

Get Started

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Apply by Calling

Apply over the phone with a friendly member specialist.

Contact Us

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Apply in Person

Apply from a cozy lobby at any of our branches.

Find a Branch

Frequently Asked Questions

  • Yes! Try our online Loan Payment Center or log in to Online Banking from our website and conveniently transfer your payment from your savings or checking accounts.

  • If you ever have questions about whether a loan type applies to your specific situation or project, please get in touch with us! We’d love to talk through it with you.

    • Use our online Loan Payment Center
    • Stop at any branch and drop off cash or check with a Member Service Representative or use the night drop box
    • Mail a check to any of our 3 branches
    • Set up a payment with Bill Pay through our Online Banking from your primary financial account
    • Account to Account electronic transfers – If you have more than one Centricity account set up in Bill Pay, you can transfer money between them
    • Set up an ACH transfer with your primary financial directly to your Centricity loan
    • Set up automatic payments from your Centricity account directly to your loan
    • Use Online Banking to make a payment

    *If you need to make changes to your current payment method, please call our Lending Department at 218-729-7733.