You're invited to attend a Social Security seminar at Centricity Credit Union!

At Cenrticity, we want you to know where, how, and when to plan for the important parts of financial safety, and the in’s and out’s of Social Security can often be difficult and confusing. That is why we are extending an invite to our members to learn more about Social Security. To help you make informed decisions for your retirement, join us to learn:

• How Social Security benefits are calculated
• Consequences of taking Social Security before age 66
• How to maximize income for husbands and wives

Social Security: The Cornerstone of Retirement Income, presented by James Schomburg, Senior Retirement Consultant Pacific Life. Wednesday, October 18^th, 2017 8:30am - Program 9:30am – 10am - Social and Questions Location: Centricity Credit Union Conference Room 4477 LaVaque Rd. Hermantown, MN 55811 Refreshments will be served. Hosted by Centricity CU and Neill Atkins, Financial Advisor of Cetera Advisor Network LLC Ph: (218) 740-2284 Email: atkinsn@ceteranetworks.com Please RSVP to Neil by October 13^th

Hope to see you there!

Neither Pacific Life, nor its representatives are legal or tax advisors. In addition, Pacific Life does not provide advice or recommendations. The investments you choose should correspond to your financial needs, goals, and risk tolerance. For assistance in determining your financial situation, please consult an investment professional.

Pacific Life is not affiliated with Centricity Credit Union.

Securities and advisory services offered through Cetera Advisor Networks LLC, member FINRA/SIPC.  Cetera is under separate ownership from any other named entity.  Centricity Credit Union and Cetera are not affiliated companies.

Investments are not NCUA insured. Investments are not a deposit or other obligation of Centricity Credit Union. Investments are not guaranteed by Centricity Credit Union, may lose value, and are not insured by the federal government agency.