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Take on the SNOW this winter!

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  • Overview

    Take on the snow with great monthly payments on everything you need this winter!

    The snow is here! Whether you’re looking to take to the trails with a new Snowmobile, ATV, or UTV, or you’re looking for a family retreat in a cabin in the woods to watch the snow fall, Centricity has you covered.

          

    Fund your winter purchases with a Rec Vehicle Loan or Personal Loan to make sure you make the most of the snow.

    Whether you’re looking for an ATV, Camper, Ice House, Hunting Stand, or even a family vacation we can help with trusted local lending!

                             

    COZY WEEKEND GETAWAY

    Get away for a weekend with a cozy cabin retreat up north. Go hiking, snowshoeing, or cozy up by the fire.

    OVER-DO THE HOLIDAYS?

    It’s easy to overspend during the holidays, especially with online shopping. Start the new year off right by consolidating your holiday spending.

    FAMILY SNOW TRIP!

    New skis or Snowboard and a family trip to the slopes can start you off to learning a new skill this year. OR re-new your season pass and upgrade your board to continue shredding!

    TIRED OF SHOVELING?

    It’s time to toss the shovel and get your driveway cleared faster with a new snow blower or plow. Don’t let the snow stop you this year!

    WINTERIZE YOUR VEHICLE

    Is your vehicle winter ready? Whether you need new snow tires, a new battery, or a whole new truck, we have you covered.

    GET THRU WINTER!

    Whatever else you might need to get through winter. Whether that’s new home gym or office equipment, an upgrade to your outdoor winter toys, or just some extra support to make it through the winter.

  • Rates
    Rates Effective as of: 02-07-2023

    New Recreational Vehicle Loan Rates

    Term APR
    Up to 36 Months As Low As 5.74%
    37-72 Months As Low As 6.49%
    73-96 Months As Low As 7.74%
    97-144 Months (Minimum $20k) As Low As 8.24%
    145-180 Months (Minimum $25k) As Low As 9.74%

    Up to 120% financing available up to 72 months term. 100% financing on extended terms. 2008 and Newer Loan to Value based on NADA Retail.

    Examples: Travel Trailers, Boats, Motor Homes, Recreational Vehicles (including ATV's, Snowmobiles, Motorcycles, Jet Skis)

    APR = Annual Percentage Rate. Rates effective as on September 26, 2018

    Rates Effective as of: 02-07-2023

    Used Recreational Vehicle Loan Rates

    Term APR
    Up to 36 Months As Low As 6.24%
    37-72 Months As Low As 6.99%
    73-96 Months As Low As 8.24%
    97-144 Months (Minimum $20k) As Low As 8.74%
    145-180 Months (Minimum $25k) As Low As 10.24%

    Up to 120% financing available up to 72 months term. 100% financing on extended terms. 2008 and Newer Loan to Value based on NADA Retail.

    Examples: Travel Trailers, Boats, Motor Homes, Recreational Vehicles (including ATV's, Snowmobiles, Motorcycles, Jet Skis)

    APR = Annual Percentage Rate.

    Vehicles > 8 years add 2.00% to rate

    Rates Effective as of: 02-07-2023

    Personal Loan Rates

    Loan TypeAPR
    Lines of CreditAs Low As 11.99%
    Life Happens 36 MonthsAs Low As 10.99%
    Life Happens Plus 48 monthsAs Low As 12.99%

    APR = Annual Percentage Rate. To apply, view our loans page.