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Snow Loan Special

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  • Overview

    For whatever you need this winter…

    Start 2022 the way you want with our winter Snow Loan Special. We understand that there are times in life when you need a little bit extra. Personal loans and lines of credit give you the funds to handle the expenses of life, whatever they look like. Choose from a variety of repayment terms that work for your budget and situation.

    • $500 to $5,000 options
    • up to an 18 month term
    • no collateral required
    • APR as low as 4.99%

    What can you use a Winter Snow Loan for…


    Get away for a weekend with a cozy cabin retreat up north. Go hiking, snowshoeing, or cozy up by the fire.


    It’s easy to overspend during the holidays, especially with online shopping. Start the new year off right by consolidating your holiday spending.


    New skis and a family trip to the slopes can start you off to learning a new skill this year. OR re-new your season pass and upgrade your board to continue shredding!


    It’s time to toss the shovel and get your driveway cleared faster with a new snow blower or plow. Don’t let the snow stop you this year!


    Is your vehicle winter ready? Whether you need new snow tires, a new battery, or a whole new truck, we have you covered.


    Whatever else you might need to get through winter. Whether that’s new home gym or office equipment, an upgrade to your outdoor winter toys, or just some extra support to make it through the winter.

  • Rates
    Rates Effective as of: 01-28-2022

    Snow Loan Special Rates

    Loan TypeAPR
    Snow Loan SpecialAs Low As 4.99%

    APR = Annual Percentage Rate.
    $5000 at 4.99% for 18 months = $288.85 per month with a finance charge of $199.16 over 18 month loan period.

  • FAQs

    Frequently Asked Questions

    • Stop at any branch and drop off cash or check with a Member Service Representative or use the night drop box
    • Account to Account electronic transfers - If you have more than one Centricity account set up in Bill Pay, you can transfer money between them
    • Set up an ACH transfer with your primary financial directly to your Centricity loan
    • Set up automatic payments from your Centricity account directly to your loan
    *If you need to make changes to your current payment method, please call our Lending Department at 218-729-7733
    Yes! Just log in to Online Banking from our website and conveniently transfer your payment from your savings or checking accounts.
     If you ever have questions about whether a loan type applies to your specific situation or project, please get in touch with us! We’d love to talk through it with you.