Phone scams & how to preventCentricity CU has heard of many phone scams going around recently taking information from innocent people. This is the time to do research and learn about how to spot a scam and what to do to avoid getting your personal information put into the wrong hands. The first thing you need to determine is what makes the call you just received a scam. Here are some lines that the scammer will say:
- You’ve been specifically selected…
- You have to make up your mind right away…
- This investment is low risk and provides a higher return than you could get anywhere else…
- Your child/grandchild is in trouble and needs you to send money immediately…
- Don’t fall into pressure to make a decision right then and there
- Keep your credit card, checking account, and social security number to yourself. Even if they ask you to confirm any numbers, DO NOT give them any numbers.
- Don’t pay for anything just because you will get a “free gift”
- Check out the charity before you give. A quick search online will let you know if it’s a true charity doing actual charitable acts or just stealing your money.
- Don’t send cash by messenger, overnight mail, or money transfer.
- Don’t agree to any offer where you pay a “registration” or “shipping” fee to get a prize or a gift
- Report any caller who is rude or abusive, even if you have already sent them money. Contact 1-877-FTC-HELP or visit ftc.gov/complaint.
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