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  • Overview

    Rewards and Perks the Perfect Blend!

    Centric Perks gives you the rewards of earning points on your everyday purchases and the perks of our suite of online and mobile products so you can bank from home or on the go! Use our uChoose Rewards debit card to earn rewards points to redeem on all kinds of products, gift cards, and more. Use our online and mobile banking products to have access to your finances right at your fingertips. Centric Perks makes managing your finances easy and rewarding!

    • Earn points with your purchases
    • 1 point for every $2 spent on merchant debit purchases
    • Redeem for products, gift cards, and more!
    • Check balances, get e-statements, transfer money, and pay bills and people online

    uChoose Rewards

    You’re Never Too Old for Prizes

    Earn uChoose Rewards through Centric Checking. Earn rewards just for making purchases with your Debit Card. You can use uChoose Rewards with your business accounts or even link up all the family accounts to earn points for the whole family. Redeem points for all kinds of products, gift cards, and more! Start earning points on your everyday purchases.

    Online and Mobile Banking

    A super-charged online experience.

    With Online Banking, you can do the things you’d do at a Centricity Credit Union Branch from home.

    Check balances, get e-statements, transfer money, and pay bills and people. All from a single online experience that puts you in control of your finances.

    Mobile Banking with our app for iPhone and Android lets you view balances and pay bills. Cross “finances” off your to-do list.


    Even more Online and Mobile Perks



    Deposit checks anytime, anywhere.

    A fast and easy way to deposit checks from your camera-equipped smartphone.



    Your money moves easier.

    Pay bills and people through an intuitive online system. With bill pay and Zelle®, moving your money around is easier and more secure.



    Cashless made effortless.

    Samsung and Apple Pay are easy and work with the Samsung or Apple devices you use every day. You can make secure purchases in stores, apps, and online.

    Quickly check your balance, get account info, and make financial transactions.


    A better way to get your data.

    Help us make banking eco-friendly by reducing paper waste. E-statements are a safer, faster, and easier way for us to keep you informed about your accounts.

    Only the notifications you want.

    Get alerts on your phone when your balance drops below a specified amount, when a check clears, or when a deposit is made. Pick the alerts you want to only hear about the things you care about.

    Get your balance with a text.

    Sometimes you need a quick answer and don’t want to sign in to an app or pull up your web browser. Receive immediate account data by sending us a text instead.

    Text Banking Instructions

    Using any mobile device with text capabilities, you can send a text command to 25215 and receive the requested information within seconds.* You must enroll through online banking to get started.

    Members without a smart phone are still able to access their account using SMS text message alerts! By sending text commands (such as BAL) from the SMS-enabled phone, members can inquire about basic account balances and transaction history information.

    To start receiving these messages:

    1. Sign into Online Banking
    2. Click on the Self-Service tab
    3. Click Mobile Money
    4. Click Sign-Up, then read and agree to the Terms and Conditions
    5. Under Other Services, check the box next to Text Messaging
    6. Select your time zone and pick which accounts you want to have access to
    7. Enter the mobile phone number that will be linked and click Continue
    8. Follow the text message activation steps to finalize SMS messaging set-up

    The most popular text commands include:

    • Text BAL to view all Text Banking available account balances
    • Text BAL + “account nickname” for the available balance for that account
    • Text HIST for recent transactions for your default account
    • Text HIST + “account nickname” to receive transaction history for another account
    • Text LOC + Zip or City to find nearby branches and ATM locations
    • Text NICK for all of your account nicknames
    • Text STOP to discontinue Text Banking alerts
    • Text HELP for assistance
    • Text CMD for a list of all Text Banking Commands

    Download the app

    Download our mobile app for at home banking and 24/7 account access

    Get the App

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  • FAQs

    Frequently Asked Questions

    Where do I register?

    Right HERE!


    When do I register?

    After you activate your uChoose Rewards debit card! (If printed at a branch you can register the next day.


    How do I earn points?

    You can earn one point for every $2 you spend when you sign for your purchase…Plus earn additional points for shopping at participating retailers, in-store or online through uChooseRewards.com


    When do my rewards become available?

    Your points will be available the 1st of the following month.


    When do I start earning points?

    Immediately! (Even before you register your card.)


    When do my points expire?

    Your points will expire after 3 years.


    How can I recover a lost username or password for my Online Banking account?

    Click on the login for online banking and select “Forgot Username” or “Forgot Password.”

    Does the person I’m sending money to need to have a Popmoney account?

    Nope! All the receiver needs is a bank account and an email address or mobile number. Popmoney takes care of the rest.


    How quickly does money transfer with Popmoney?

    Money generally transfers in just a few days.


    Are there any transfer limits?

    You can request up to $1,000 in a day and $2,500 in 30 days, and you can send up to $2,500 in a day and $4,000 in 30 days.