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Recreational Vehicle Loans

Recreational Vehicle Loans

Flexible Financing for Every Terrain

  • Competitive Rates:
    Rates As Low As 6.99% APR* for affordable financing
  • Variety of Vehicles:
    Dive into diverse options to suit your preferences
  • Local & Reliable:
    Trust our local presence and dependable service
  • Refinance Ease:
    Seamlessly refinance up to 100% of another loan

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Embrace the Freedom of the Open Road

We’re here to transform your hard work into unforgettable adventures. Our recreational vehicle loans open the door to a world of possibilities, from sleek boats to cozy motorhomes, thrilling motorcycles to rugged ATVs. With local lending and flexible terms, we tailor each loan to suit your budget and amplify your lifestyle.

Rates Effective as of: 05-20-2024

New Recreational Vehicle Loan Rates

Term APR
Up to 36 Months As Low As 6.99%
37-72 Months As Low As 7.74%
73-96 Months As Low As 8.99%
97-144 Months (Minimum $20k) As Low As 9.49%
145-180 Months (Minimum $25k) As Low As 10.99%

Rates based on final LTV (Loan-to-Value) of 75%. The rate will increase for loans with higher LTVs.

Up to 120% financing available up to 72 months term. 100% financing on extended terms. 2008 and Newer Loan to Value based on NADA Retail.

Examples: Travel Trailers, Boats, Motor Homes, Recreational Vehicles (including ATV's, Snowmobiles, Motorcycles, Jet Skis)

APR = Annual Percentage Rate.


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Rates Effective as of: 05-20-2024

Used Recreational Vehicle Loan Rates

Term APR
Up to 36 Months As Low As 7.99%
37-72 Months As Low As 8.74%
73-96 Months As Low As 9.99%
97-144 Months (Minimum $20k) As Low As 10.49%
145-180 Months (Minimum $25k) As Low As 11.99%

Rates based on final LTV (Loan-to-Value) of 75%. The rate will increase for loans with higher LTVs.

Up to 120% financing available up to 72 months term. 100% financing on extended terms. 2008 and Newer Loan to Value based on NADA Retail.

Examples: Travel Trailers, Boats, Motor Homes, Recreational Vehicles (including ATV's, Snowmobiles, Motorcycles, Jet Skis)

APR = Annual Percentage Rate.

Vehicles > 8 years add 2.00% to rate


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Frequently Asked Questions

  • Use our online Loan Payment Center
  • Stop at any branch and drop off cash or check with a Member Service Representative or use the night drop box
  • Account to Account electronic transfers - If you have more than one Centricity account set up in Bill Pay, you can transfer money between them
  • Set up an ACH transfer with your primary financial directly to your Centricity loan
  • Set up automatic payments from your Centricity account directly to your loan
*If you need to make changes to your current payment method, please call our Lending Department at 218-729-7733
Yes! Try our online Loan Payment Center or log in to Online Banking from our website and conveniently transfer your payment from your savings or checking accounts.

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Vehicles to experience the world differently

Whether its the next boat or your first motorcycle, we're ready to help you find a financing option that fits your lifestyle.

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