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Home Mortgage Loan

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  • Overview

    Financing Options that Make Sense

    We know that buying a home can be an emotional financial event, and you need a great selection of options to do it right. We’re here to be your teammate throughout the process. A variety of financing choices and terms help you find a loan that works for your budget and stage of life, while our expert advisors help you understand your choices and the local real estate market. We’re here for anything from your first home to refinancing or even a vacation property. Watch our Home Buying Journey Webinars HERE!

    • Fixed rate and adjustable rate options
    • A choice of terms to fit your financial situation
    • FHA and VA loans available
    • 3% down with First Time Home buyers program
    • Pre-approval to shop confidently

    Step 1

    Get pre-approved

    Getting pre-approved for a loan saves time and energy so you’ll know exactly how much you’re able to spend.

    Step 2

    You might also be interested in…

    Your teammate in home financing

    Get advisors who understand the market and terms that work for your financial needs. We're ready to help you finance anything from your first home to an investment property.

    Get Started
  • FAQs

    Frequently Asked Questions

    30 to 45 days depending on the mortgage program
    If you are actively shopping we pull your credit every 90 days with your permission.
    We are here to help counsel you to get credit scores needed for the mortgage pre-approval.
    Last two years Federal Taxes and W2’s, last 4 recent pay stubs, a copy of your driver’s license and last two month’s original bank statements.
    Once application is taken we get back to you within 24 hours if not earlier.
    Our first time home buyers program can be as low as 3%. But most conventional loans require at least 5% down.
    If you are purchasing a home, we can lock in when you have your signed purchase agreement. If you are refinancing your current loan, we can lock in as soon as we have receive all the required documents to complete your file.
    Since the rate for home mortgages can change quickly, we cannot post them. But if you would like to call one of our experienced loan officers, they can talk to you about rates.
  • Meet our Team!

    Linda Proctor – Mortgage Loan Officer

    NMLS #343288

    “Being a mortgage loan officer is so rewarding for me. I love helping members purchase their first home or their dream home, refinance their existing home to consolidate debt, or to lower their interest rate and get some financial relief.”

    Feather Tankersley – Mortgage Loan Officer

    NMLS #1016179

    “I love helping our members! No matter where you are in your financial journey, contact me to talk about first-time home buying, buying a new home, building your dream home, or simply refinancing. I am here to help you however I can!”

    Billye Coenen – Mortgage Loan Officer

    NMLS #758779

    “I do what I do because I love making people’s lives happier. Whether it’s helping them find their first home, their forever home, or making their current home more affordable to them. Life is truly a journey and it’s kinda cool to be a part of someone else’s adventure.”