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Flex Drive



    Are you experiencing “sticker shock” while shopping for a new or pre-owned  vehicle? Are you lowering your standards to get the vehicle payment you can afford  instead of the vehicle you want? Do you think that buying less than a vehicle that you  really want is your only option? Have you been financing your vehicle for longer loan  terms than you want, just to bring your monthly payment down? 

    If you are this borrower, Centricity Credit Union has the solution for you! The Flex Drive program can put you behind the wheel of that new or pre-owned  vehicle you want, with a monthly payment you can afford. Like a lease, the program  offers monthly payments considerably lower than conventional financing. Yet, unlike a  lease, with Flex Drive, the vehicle is titled in your name— you  own the vehicle without all the hassle or hidden costs associated with leasing. 


    With the Flex Drive program, vehicles up to five model years old are eligible. Discover the advantages of the Flex Drive program for yourself.

    • No first or last payment or money due at signing
    • Vehicle ownership flexibility
    • No capitalization fees
    • No acquisition fees
    • Mileage options of 7,500, 10,000, 12,000, 15,000, or 18,000 per year available
    • Option to sell, trade, refinance, or pay off at any time during your loan term without any early termination fees. Or simply surrender your vehicle and “walk away” at loan maturity.

    Find out how low your Flex Drive monthly payment could be.

    Build your dream vehicle and compare the low Flex Drive payments to what you would pay on a conventional loan.

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