Rates Effective as of: 03-23-2023
Savings Accounts
| Dormant Account Fee | Accounts inactive for 12 months or longer will incur a $4 a month inactivity fee regardless of balance unless the account holder is under the age of 18 |
| Exessive W/D Fee (Money Markets Only) | $10 Over 6 withdrawals per month |
Rates Effective as of: 03-23-2023
Checking, Home Banking / Bill Pay Transactions
| Statement Copy | $3 |
| Check Copy | $3 |
| Check Cashing Fee (Applies to Non-Members Only) | 1% of check |
| Canadian Check Cashing Fee | $18 first check, $5 additional checks |
| Canadian NSF Return Fee | $30 |
| Account to Account / Outgoing | $2 |
| Same Day Bill Pay | $9.95 |
| Over Night Bill Pay Check | $14.95 |
| Record Searches / Research | $30/hr : 15 minutes minimum |
| Non-Sufficient Funds (NSF) | $30 per item, per time presented |
| Returned Item (from another institution) | $10 per item, per time presented |
| Stop Payment Fee | $30 per item |
| Account Reconciliation | 1 month fee, $30 per month |
| Courtesy Pay Fee | $30 per item |
| Manual Transfer to Cover ACH Item | $5 per transfer |
| Gift Card Purchase | $3.95 |
Rates Effective as of: 03-23-2023
ATM and Check Card Transactions
| ATM Fee (not owned by Centricity Credit Union) | $2 per item |
| Foreign Currency Transaction Fee | 1% (of amount converted to US Dollar ) |
| Replacement Card | $10 |
Rates Effective as of: 03-23-2023
Wire Transfers & Cashier’s Checks
| Wire Transfer - Outgoing - Domestic | $25 |
| Wire Transfer - Incoming - Domestic | $10 |
| Returned Wire | $10 |
| Cashier's Check - Certified or Official | $3 per item < $500 |
| Copy of Item | $3 |
| Cashier's Check Stop Payment (After 90 Days) | $30 |
Rates Effective as of: 03-23-2023
Safe Deposit Boxes
| Annual Rental per Box Size - 3"X5" | $25 |
| Annual Rental per Box Size - 5"X5" | $40 |
| Annual Rental per Box Size - 3"X10" | $50 |
| Annual Rental per Box Size - 5"X10" | $60 |
| Annual Rental per Box Size - 10"X10" | $90 |
| Drill/Replace Lock (Including Key) | Going Rate +2% surcharge or +$3 (whichever is greater) |
| Late Payment Fee | $10 |
Rates Effective as of: 03-23-2023
Miscellaneous Fees and Charges
| Returned Mail | $4 per item |
| Cash Advance | 1% |
| Levies/Garnishments | $50 |
| Loan Modifications | $30 |
| Fax (Outgoing-Local) | $2 first page ($0.50 per page for additional pages) |
| Request to Mail Receipts | $1 per mailing |
| Business Bags | $5 |
| Certified Mailings | Going postal rates |
Rates Effective as of: 03-23-2023
Business Account Monthly Fees
| Standard Business Fee | $15 |
| Enrolled in eStatements, 200 max deposited items, 100 max check clearing | $5 |
| $20K average monthly balance | $5 |
| Active business loan during the month | $5 |
| $50K business loan balance at month end | No Fee |
| $50K average monthly share balance | No Fee |
| Enrolls in eStatements, debit card used min of 10, 100 deposited items max, 20 paper checks max | No Fee |
Rates Effective as of: 03-23-2023
ACH
| One Time ACH Origination | $15 |
| ACH Loan Payment Setup | $15 |
| ACH Loan Payment Cancelation | $30 |
| ACH Date Change | $15 |
| Manual ACH Transfer | $10 |
This Credit Union is federally insured by the National Credit Union Administration
Fees are subject to change. Contact us for the most current information regarding fees.
