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Fee Schedule

Rates Effective as of: 08-07-2020

Savings Accounts

Dormant Account Fee$4 (Inactive 12 months or longer $200)
Exessive W/D Fee (Money Markets Only)$10 Over 6 withdrawals per month
Rates Effective as of: 08-07-2020

Checking, Home Banking / Bill Pay Transactions

Check Cashing Fee1% of check (applies to 21 and older, < $200 average daily balance, no active checking account)
Canadian Check Cashing Fee$18 first check, $5 additional checks
Canadian NSF Return Fee$30
Account to Account / Outgoing$2
Same Day Bill Pay$9.95
Over Night Bill Pay Check$14.95
Record Searches / Research$30/hr : $15 min
Non-Sufficient Funds (NSF)$30 per item, per time presented
Returned Item (from another institution)$10 per item, per time presented
Stop Payment Fee$30 per item
Account Reconciliation 1 month free, $30 per month/$15 minimum
Courtesy Pay Fee$30 per item
Manual Transfer to Cover ACH Item$5 per transfer
Online Bill Payment Services$5 per month*

*The Bill Pay fee will be waived if the following conditions are met each month: Online Bill Payment is used each month (payment is sent) Account to Account (A2A) and Popmoney transfers do not qualify as a Bill Pay transaction.

Rates Effective as of: 08-07-2020

ATM and Check Card Transactions

Check Card - Gift Card Purchase Fee$3.95
ATM Fee (not owned by us)$2 per item
Foreign Currency Transaction Fee1% (of amount converted to US Dollar )
Replacement Card $10
Rates Effective as of: 08-07-2020

Remote Deposit Capture (Express Deposit App)

Personal AccountFree
Business Account$0.50 per check
Rates Effective as of: 08-07-2020

Wire Transfers, Negotiable Items and Special Transactions

Wire Transfer - Outgoing - Domestic$25
Wire Transfer - Incoming - Domestic $10
Returned Wire$10
Cashier's, Certified or Official Check$3 per item < $500
Cashier's Check Copy$3
Cashier's Check Stop Payment (After 90 Days)$30
Rates Effective as of: 08-07-2020

Safe Deposit Boxes

Annual Rental per Box Size - 3"X5"$25
Annual Rental per Box Size - 5"X5"$40
Annual Rental per Box Size - 3"X10"$50
Annual Rental per Box Size - 5"X10"$60
Annual Rental per Box Size - 10"X10"$90
Drill/Replace Lock (Including Key)$270
Late Payment Fee$10
Rates Effective as of: 08-07-2020

Miscellaneous Fees and Charges

Returned Mail$4 per item
Cash Advance$5 or 1% whichever is greater
Business Bags$5
Levies/Garnishments$50
Loan Modifications$30
Fax (Outgoing-Local)$2 first page ($0.50 per page for additional pages)
Photocopies$0.10 per page
Request to Mail Receipts$1 per mailing
Statement Copy$3 per month
Check Copy$3 per item
Rates Effective as of: 08-07-2020

Popmoney

Send Money Standard Fee (3 Business Days)$0.75
Send Money Next Business Day$1.50
Stop Payment$30
Request Money$0.75
E-Greeting$0.25
Rates Effective as of: 08-07-2020

Business Account Monthly Fees

Standard Business Fee$15
Enrolled in eStatements, 200 max deposited items, 100 max check clearing$5
$20K average monthly balance$5
Active business loan during the month$5
$50K business loan balance at month endNo Fee
$50K average monthly share balanceNo Fee
Enrolls in eStatements, debit card used min of 10, 100 deposited items max, 20 paper checks maxNo Fee
Rates Effective as of: 08-07-2020

ACH

One Time ACH Origination $10
ACH Loan Payment Setup$30
ACH Loan Payment Cancelation $30

This Credit Union is federally insured by the National Credit Union Administration

Fees are subject to change. Contact us for the most current information regarding fees.